Monitored vs. Unmonitored Security Systems What's Right for You
April 18, 2025

Why Security Systems Matter in Today’s World

In today’s world, the importance of reliable home and business security cannot be overstated. With more people working from home, owning valuable electronics, and managing sensitive personal data, the need for effective security solutions is greater than ever. Break-ins, theft, and even environmental concerns like fire or water damage can happen at any time, making preventative security measures not only smart but essential.

Security systems are no longer reserved for high-risk areas or wealthy households. They’re increasingly common across suburban neighborhoods and small business properties. Technology has made these systems more accessible, customizable, and affordable, offering a variety of features that cater to different needs and budgets.

However, with more options comes the need for clarity. One of the primary distinctions you’ll encounter when exploring your options is whether to go with a monitored or unmonitored system.

Understanding what these terms mean and how they impact your security experience is crucial. A monitored security system involves professional oversight from a third-party monitoring center, which means trained personnel respond when an alarm is triggered. Unmonitored systems, on the other hand, rely on self-management, usually alerting you directly through a smartphone app or onsite alarm.

Homeowners may want to consider local security monitoring and response times when choosing a provider in Pittsburgh. Small business owners may have different needs from those living in apartments or managing rental properties.

This guide will explain the key differences between monitored and unmonitored security systems. We’ll explore how each type works, weigh their respective pros and cons, and provide clear guidance on which system might best suit your household or business.

Whether you’re brand new to home security or looking to upgrade your current setup, understanding your options is the first step to greater peace of mind.

What Is a Monitored Security System?

A monitored security system is a type of alarm system that connects to a professional monitoring center. Unlike standalone alarms that only notify you or your neighbors, a monitored system automatically communicates with trained personnel when it detects suspicious activity or environmental threats. These trained responders are responsible for quickly assessing the situation and taking appropriate action, which can include notifying you, contacting emergency services, or dispatching a security team.

These systems are typically made up of a network of devices that can include motion detectors, door/window sensors, smoke detectors, carbon monoxide sensors, glass break sensors, flood detectors, and security cameras. When any of these sensors are triggered, the monitoring center is alerted immediately. Depending on the setup, the system may also send a notification to your smartphone or another connected device, giving you real-time insight into what’s happening at your property.

A significant advantage of monitored systems is how they provide a quick response to a range of threats, not just break-ins. Fire, carbon monoxide leaks, and even frozen pipes can be detected and acted on immediately. Some systems also allow for two-way communication, where the monitoring center can contact you directly through a control panel or speaker system within your home or business.

SSA offers 24/7 UL-listed monitoring services in the Pittsburgh area, ensuring that every alert is handled by a local team familiar with the community. Being UL-listed means that SSA’s monitoring services meet rigorous safety and reliability standards, ensuring a higher level of quality assurance. This local presence can make a significant difference in response times and customer service, as you’re not dealing with a faceless national provider.

Many monitored systems are professionally installed and come with ongoing technical support. This ensures that your system remains in optimal working condition and that any issues are addressed quickly. In many cases, SSA or similar providers will perform regular checks or offer maintenance services as part of your subscription.

Choosing a monitored security system is often about choosing peace of mind. When you know a team of professionals is watching over your home or business 24/7, you don’t have to worry about missing an alert while you’re asleep, at work, or on vacation. For many, that added assurance is well worth the investment.

What Is an Unmonitored Security System?

An unmonitored security system operates without the involvement of a professional monitoring center. These systems are typically designed to alert the user directly through onsite alarms (like sirens or flashing lights) and/or through digital notifications sent to a smartphone or tablet. This model of self-monitoring shifts the responsibility of responding to an alert entirely to the homeowner or business owner.

Unmonitored systems have grown increasingly popular thanks to the rise of DIY smart home technology. Products like Ring, Arlo, and SimpliSafe (when used without a subscription monitoring plan) offer easy-to-install, customizable setups that appeal to tech-savvy users or those looking for a lower-cost option. These systems often feature motion sensors, video doorbells, indoor and outdoor cameras, and window sensors that can be controlled and viewed through a convenient mobile app.

When a sensor is triggered in an unmonitored system, an alert is sent directly to the user’s mobile device. It’s then up to the user to determine whether the alert warrants calling emergency services. While this gives the user complete control, it also demands constant attentiveness. If you miss an alert due to being asleep, out of service range, or otherwise unavailable, no action will be taken on your behalf.

One major appeal of unmonitored systems is affordability. There are usually no monthly monitoring fees, and many components are available at major retailers or online. Installation is typically DIY-friendly, which further reduces upfront costs. These factors make unmonitored systems especially attractive to renters, people living in small apartments, or individuals looking for a basic level of home protection without a long-term financial commitment.

However, unmonitored systems come with trade-offs. Their effectiveness depends on your availability and willingness to respond promptly to alerts. Additionally, because there is no professional oversight, false alarms, missed alerts, or misinterpreted notifications can be more common. If you frequently travel or live in a busy household, relying solely on a self-monitored system may leave gaps in your protection.

Ultimately, unmonitored security systems can provide a meaningful level of protection when used correctly and maintained consistently. Many people offer an entry point into home security that can later be upgraded to a monitored system if needed.

Comprehensive Comparison: Monitored vs. Unmonitored

When trying to determine the best security solution for your home or business, a side-by-side comparison of monitored and unmonitored systems can provide helpful context. While both offer distinct benefits, the key differences come down to factors such as cost, convenience, response time, and long-term reliability. Below is a breakdown of how these systems compare on significant attributes:

Cost: While monitored systems generally involve a higher initial investment and ongoing subscription fees, they provide a comprehensive package that includes professional installation, 24/7 response, and customer support. Unmonitored systems are more budget-friendly, often consisting of one-time hardware purchases. However, any cost savings should be weighed against potential delays in emergency response.

Response Time: In an emergency, speed matters. Monitored systems instantly alert a dedicated response center, which means help is often dispatched within minutes. With an unmonitored system, you are responsible for evaluating and responding to each alert. If you’re unavailable or unsure what triggered the alarm, delays or inaction may follow.

Notification Method: Monitored systems generally notify both the user and the monitoring center simultaneously, creating a dual layer of protection. With unmonitored systems, alerts are only sent to your phone or local alarm systems like sirens. This works well if you are nearby or always connected, but not so well if you’re asleep, driving, or have limited phone access.

Reliability: Professionally monitored systems often come with redundancy features, such as backup power supplies, cellular communication, and failsafe protocols. Unmonitored setups may rely solely on Wi-Fi and power availability, which can be more susceptible to outages.

Ease of Use and Support: Monitored systems are usually set up and maintained by professionals. If an issue arises, you can call for service or support. With DIY unmonitored systems, any problems that arise are generally up to the user to diagnose and resolve.

This comparison provides a helpful overview, but the right choice will mainly depend on your personal comfort level, technical abilities, lifestyle, and the importance you place on having an immediate emergency response in place.

Call SSA Today for Quality Security Solutions!

Not sure which system is right for you? SSA offers free consultations for homeowners and business owners throughout the Pittsburgh metro area.

Reach out today to learn more about our monitored security services, smart home integrations, and local support options.

Contact SSA to schedule your free consultation today!

Security Systems of America